SMSFs: What happens if you exceed your super caps
23rd April 2024
Our investment advice and decision-making process is guided by 4 core philosophies.
1. Discovery
"Successful investing takes time, discipline and patience"
Warren Buffet
1. Discovery
We believe every person has their own investment story, experiences, and beliefs. Every person has their own financial goals, coupled with their personal attitudes towards risk and returns.
Our role is to understand your investment and financial psychology. Our discovery process is vital to producing a financial and investment plan that gives you a better chance of achieving your goals. Your personalised plan is a documented set of actions that, once implemented, will give you confidence that you are moving in the right financial direction.
“The goal isn’t more money. The goal is living life on your terms”
Will Rogers
2. Direction
We believe poor decision-making can erode substantial value with missed opportunities, panic selling, or emotional holding of investments. We guide you by nurturing investment knowledge and personal behavioural coaching, enabling you to make SMART decisions with your money.
“The number 1 problem in today’s generation and economy is the lack of financial literacy”
Alan Greenspan
3. Discipline
We believe financial investments are long-term and require discipline and patience, with risk and return inextricably linked. As a result, the best opportunities often come at times of maximum pessimism. Market volatility that unnerves some, can present opportunities to those who are nimble and focussed.
We believe markets are not necessarily logical over the short term and turning points in market cycles cannot be forecast precisely.
“Discipline is the bridge between aims and accomplishments”
Jim Rohn
4. Diversification
We believe that diversification decreases the risk of variables we cannot control, and we believe that past performance is not a good indicator of future performance.
No one can predict the future, for example
– How will politics influence financial markets?
– What will Central Banks do to interest rates?
– What is in store for the economy?
We believe that meaningful portfolio diversification and strategic asset allocation, over time, helps delivers more consistent, risk-adjusted returns for you.
“Diversification is an established tenet of conservative investment”
Benjamin Graham
Call Blue Summit Financial Solutions today.
Blue Summit enquiries
Call 1300 BLU SUM (1300 258 786) or email office@bluesummit.com.au
